Dec. 02, 2025
•
3 min read
Target’s annual 10%-off gift card sale is back, plus more holiday deals
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
Editor’s Note
This is a recurring post, regularly updated with new information and offers.
One of the easiest deals to maximize this season is the annual offer that provides 10% off Target gift cards. You can stock up and save throughout the year with this deal.
And we now know that the deal is returning Dec. 6-7, exclusively for Target Circle members, with a maximum of $500 in gift cards per Target Circle member.
Related: Target Circle: Everything you need to know about Target’s revamped cards and loyalty program
With this deal, you can buy multiple gift cards (either physical or online) at a discount, but you typically have to do it all in one transaction in order to get the 10% discount.
On top of the upcoming 10% Target gift card discount, here are a few other top Target deals that caught our eye:
- $10 Target gift card with the purchase of $50 or more on Panera Bread gift cards (Dec. 2 only)
- 50% off select Christmas trees
- Target Circle members may also find some targeted Target Circle Bonuses in their accounts on popular Apple products, such as AirPods and iPads
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Maximize your purchases
If you shop these deals, first start your online purchase at a cash-back site, such as TopCashback — which, as of Dec. 2, was offering 2% cash back on eligible Target purchases — and then use a credit card that rewards Target purchases, such as:
- Target Circle Card: This no-annual-fee card offers a 5% discount on Target and target.com purchases, plus free two-day shipping on select online orders — though it is likely the 5% discount will not apply to these gift cards.
- Chase Freedom Flex® (see rates and fees): Earn 5% cash back on up to $1,500 in combined purchases in quarterly rotating categories (that you must activate).
- Blue Cash Everyday® Card from American Express: Earn 3% cash back on online purchases from U.S. retailers (on the first $6,000 spent during a calendar year, then 1% until the following year). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at amazon.com checkout.
- Citi Double Cash® Card: Earn 2% cash back on all purchases (1% cash back when you buy, plus an additional 1% as you pay for those purchases; see rates and fees).
You can check out using PayPal at Target, making it a perfect opportunity to utilize the current 5% cash-back special PayPal bonus.
The information for the Target Circle Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Bottom line
This deal is only for Target Circle members, but you can still join the program for free before Dec. 6, which gets you access to members-only perks, including this deal.
Related reading:
Featured image by TARGET
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
TPG featured card
Best for businesses with high spending
Intro offer
LIMITED-TIME OFFER: Earn up to 400K bonus miles
Recommended Credit
740-850
Excellent
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The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)
Pros & Cons
Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
More Details
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you’ll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
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- This is a pay-in-full card, so your balance is due in full every month
Best for businesses with high spending
Rewards Rate
2X miles2 miles per dollar on every purchase5X miles5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel10X miles10 miles per dollar on hotels and rental cars booked through Capital One Business Travel
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)
View More
Pros + consMore Details
Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you’ll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
